You’ve come to this website probably because you need help with a bankruptcy question or issue that you’re facing. You may be in the middle of a financial crisis like most honest hard-working individuals sometimes find themselves through no fault of their own. Your home payments have fallen behind or your home is in foreclosure, your car payments are late, your creditors are constantly calling, lawsuits have been threatened or filed, etc., then you’ve come to the right place. At this law firm, we’re not here to judge you on how you got into your situation, because we realize that life is unpredictable. We’re here to help you find the information you need and a reasonable way out of your situation. That said, we warn you that bankruptcy is a very serious matter. Do not file bankruptcy unless as an absolute last resort. Bankruptcy will negatively impact your credit for 7 to 10 years, among other things. Thus, we advise you to consider other non-bankruptcy alternatives, like Consumer Credit Counseling or negotiating mutually beneficial repayment terms with your creditors, as ways to resolve your financial crisis. However, if you’ve thought long and hard and decided that bankruptcy is the only reasonable option for you, then you’ve come to the right place.